Products
Products
Modern, faster payments
Our solutions provide rapid and simple delivery of modern payment experiences that work for you
Orbipay payment solutions
The Orbipay suite of solutions is built on our centralized payment processing engine. Orbipay drives rapid and cost-effective delivery of new money movement capabilities while providing a future-proof foundation for innovation.
Modern & Future Proof User Experience
Deliver intuitive, frictionless, unified money movement experiences to your consumers, increasing satisfaction and retention.
Operational & Cost Efficiencies
Streamline workflows, automate manual processes, gain full visibility across all payment rails, and reduce overhead costs.
Rapid Time To Market
Money movement services launched quickly by our out-of-the-box integrations with existing financial systems.
Scalability & Resiliency
Cloud-native, microservice-based, and API-driven architecture offers scalability and resiliency with pre-built integrations.
Payments Hub
Orbipay Payments Hub is a cloud-native, ISO 20022-based platform that modernizes and future-proofs your payments— connecting to every payment rail while integrating with existing core, digital banking, fraud, and risk solutions. A microservices-based and open API-driven architecture enables the modernization of existing payment solutions and delivery of traditional and instant payment rails to market faster, while streamlining operations and reducing costs.
End-to-end payment orchestration and processing via:
- ✓ TCH’s RTP® network
- ✓ FedNow® Service
- ✓ Visa Direct
- ✓ Fedwire
- ✓ ACH payment rails
“Our partnership with Alacriti for real-time payments enables us to help our customers improve their cash flow control and certainty.”
– Nicole Lorch, President and Chief Operating Officer of First Internet Bank.
Unified Money Movement
Our suite of unified payments applications offers a fully integrated, customizable money movement solution that facilitates the fast and simple delivery of modern payment experiences to your users, connecting with your existing systems.
A seamless experience across every consumer touchpoint, including:
- ✓ Electronic Bill Presentment & Payment (EBPP)/Loan Payments
- ✓ A2A Transfers
- ✓ Digital Disbursements
- ✓ Request for Pay (RfP)
“A big factor that set Alacriti apart was a relationship with our core that allowed us to do a live integration. We didn’t have to do a posting file every day. That was a big differentiator that no one else had”
– Dustin Kizer, Alabama Credit Union Digital Services Director
Electronic Bill Payment & Presentment (EBPP)
Highly scalable and designed for business and financial institutes of all sizes, Orbipay EBPP is the most customizable cloud-based billing and payments solution that’s built to adapt quickly to the changing needs of your business and your consumers.
More consumer options, better payment experiences, and entirely configurable means:
- ✓ Accelerated receivables
- ✓ Reduced operating costs
- ✓ Improved customer satisfaction and retention
Payment Channels
- Mobile
- Web
- IVR
- Agent
- Walk-In
- FB Messenger
Payment Methods
- ACH
- Credit (where permitted)
- Debit
- Cash
- Check
- Apple Pay/Google Pay
Payment Options
- One-Time
- Recurring
- AutoPay
“We've seen a reduction of calls just from the Greater Nevada Fast Pay to our call center by 61%.”
– Boden Dullanty, Digital Solutions Coordinator, Greater Nevada Credit Union
Case Study
Veridian Credit Union
245%
Growth in RTP transactions
263%
Growth in RTP send
11
weeks – Time to deployment of solution