Orbipay Payments Hub for instant payments
Real-time, 24/7, fully visible payments
Stay ahead of the competition—don’t wait on your core provider. Offer instant payments now, using TCH’s RTP® network, FedNow® Service, and Visa Direct payment rails and deliver real-time frictionless (Send and Receive) transactions
Modernize your payment systems with instant payments—no overhaul needed. Our modular framework enables quick, cost-effective deployment with pre-built connectors for your existing systems. Boost efficiency and user experience and gain cross-rail visibility into payment performance, cash flow, and liquidity—all in a short time and without major changes or high costs.
Key benefits
Unified Payment Processing and Settlement
Consolidate payment processing, orchestration, and settlement for all payment types through a single system. Centralized processing and analytics lower processing costs and improve operational efficiencies.
Fast Time to Market
Easily meet customer demand for real-time payments with our ready-to-deploy technology and fast implementation, that fully integrates with YOUR financial system landscape.
Cut Payment Silos
Centralized Operations and reporting allows truly unified, omnichannel back-office operations and exception management functions through a single interface
Future-Proof Your Payments Infrastructure
Built from the ground up, ISO 20022 compliance, and optimized for scale and performance. Open APIs and microservices-based architecture provide limitless possibilities to create differentiated, faster payment products and experiences.
Why choose Orbipay Payments Hub for instant payments
Proven Expertise
Alacriti is one of the largest processors on the RTP network, and is among the first to achieve FedNow® certification and have live customers. With Alacriti, banks and credit unions go live with FedNow and TCH RTP and Send and Receive payment capabilities simultaneously. Our unique approach has led to more live instant payment Send customers than most competitors.
Comprehensive Management and Orchestration
The Orbipay Payments Hub streamlines all payment rails, both traditional and instant, from initiation through clearing and settlement reducing operational costs and simplifying workflows for staff. It offers transparent end-to-end multi-rail management, orchestration, and intelligent routing for instant payments, wire, and ACH.
Smart Routing Fits Your Needs
The Orbipay Payments Hub automatically selects the best route and payment options based on dynamic rules set by your organization—like cost, speed, reliability, and liquidity. Smart routing drives growth, reduces cost, and bolsters end-consumer experience.
Automate and Streamline Payment Flows
Orbipay payments hub delivers end-to-end automation of payment workflows, including pre-processing and post-processing. From exception and document management automation to full flexibility to set your own business rules-based automation.
Case Study
Royal Credit Union
$800k
In deposits within the first 30 days of instant payments
$15.5MM
Processed across 20,000 transactions in its first 3 months
