Orbipay Payments Hub is a cloud-native, scalable solution with end-to-end payment orchestration connecting to TCH’s RTP® network, the FedNow® Service, Fedwire, ACH, and Visa Direct payment rails on a secure, unified platform. As a leading fintech provider, our hub offers fast and flexible integration into your legacy systems, enabling banks and credit unions to deliver new solutions to the market quickly and seamlessly while ensuring compliance with evolving regulatory standards.
Using microservice based architecture and open APIs, our platform ensures a future-proof payments infrastructure, allowing financial institutions to modernize payments, streamline operations, reduce costs, and rapidly deliver modern money movement experiences to their customers.
Unified Platform
- Intelligent Payment Routing
- Business Rules Integration
- Exception Management
- Reporting and Analytics
- Liquidity Management
- Settlement and Reconciliation
- Integrate Transaction Risk Screening
Payment Flexibility
- FedWire
- ACH
- RTP TCH Network
- FedNow Service
- Visa Direct
Agile, Future-Proof
- ISO 20022 Native Services
- Cloud-Native, Built for Scale
- Open APIs and Microservices-Based Architecture
Orbipay Payments Hub grants the power of choice:
Fast payments - Send
We don’t just offer ‘receive’. Our customers have been live on ‘send’ and ‘receive’ of both TCH and FedNow, since their launch.
As complete solution as you need
We offer just the payment rails connectivity, or full money movement solution including the rails, applications, the digital overlays, and the backoffice.
Key benefits
Unified Payment Processing and Settlement
Consolidate payment processing, orchestration, and settlement for all payment types through a single system. Centralized processing helps to lower processing costs and improve operational efficiencies.
Rapid Time to Market
Quickly deliver on customer expectations for convenient, real-time payment experiences. Gain access to critical clearing and settlement networks with pricing models that scale with you, eliminating the need for large upfront investments and allowing for rapid time-to-value.
Future-Proof Payments Infrastructure
Drive payments modernization and data-driven innovation, powered by ISO 20022-based messaging standards that support seamless interoperability between payment schemes.
Agile Cloud-Based Platform
Evolve with the market on a platform built and optimized for cloud, scale, and performance. Open APIs and microservices-based architecture provide limitless possibilities to create differentiated faster payments products and experiences.
Case Study
Veridian Credit Union
245%
Growth in RTP transactions
263%
Growth in RTP send
11
weeks – Time to deployment of solution